Terms of Use

1. General Use of the Service

The Service provides informational tools, calculators, content, and related features that may include:

• Odds calculators
• Statistical calculators
• Probability tools
• Market-related analytical tools
• Entertainment and educational content
• Other related features we may offer from time to time

The Service may include advertisements and third-party content. We may modify, suspend, or discontinue any part of the Service at any time, with or without notice.

2. Informational Only; No Professional Advice

The Service is provided for informational, educational, and entertainment purposes only.

Financial Disclaimer

Any stock market, market probability, or investment-related tools are provided for informational purposes only and do not constitute financial, investment, trading, legal, or tax advice. We do not recommend that you buy, sell, or hold any security, and we do not guarantee the accuracy or completeness of any output.

Gambling / Gaming Disclaimer

Any odds, probability, or game-related tools, including tools relating to poker, blackjack, or similar games, are provided for informational and entertainment purposes only. They do not guarantee results, outcomes, winnings, or success. You are solely responsible for complying with all applicable laws and regulations in your jurisdiction.

You are solely responsible for your own decisions. You should consult qualified professionals before making financial, legal, tax, or gambling-related decisions.

3. Personal Use; Commercial and Professional Use

The Service is provided for personal, educational, informational, and entertainment use only unless we expressly agree otherwise in writing.

You may not use the Service, including its tools, calculators, calculations, projections, exports, reports, simulations, content, or related materials, as part of a paid service, professional advisory service, client deliverable, consulting engagement, coaching program, financial advisory service, investment advisory service, tax strategy service, legal service, educational course, content product, or other commercial offering without a separate written license agreement with ML Unified Services LLC.

Professionals, businesses, advisers, consultants, educators, content creators, organizations, or other commercial users who wish to use the Service for client-facing, revenue-generating, organizational, or commercial purposes must obtain written authorization from ML Unified Services LLC. Such use may require a paid subscription, license agreement, usage fee, or other commercial arrangement.

We reserve the right to restrict, suspend, or terminate access to the Service if we believe the Service is being used for unauthorized commercial or professional purposes.

4. Eligibility

The Service is intended for users 13 years of age and older. By using the Service, you represent that you are at least 18 years old.

If you are under the age of majority in your jurisdiction, you may only use the Service with consent and supervision from a parent or legal guardian, where required by law.

5. Accounts and Security

If you create an account, you agree to provide accurate, current, and complete information and to keep your account information updated.

You are responsible for:

• Maintaining the confidentiality of your login credentials
• All activity that occurs under your account
• Notifying us promptly of any unauthorized use or security breach

We are not liable for losses arising from unauthorized use of your account to the extent permitted by law.

6. User Conduct

You agree not to:

• Violate any applicable law or regulation
• Use the Service for fraudulent, abusive, or harmful purposes
• Interfere with or disrupt the Service or its security
• Attempt unauthorized access to accounts, systems, or data
• Upload malicious code, viruses, or harmful scripts
• Use scraping, bots, or automated methods except as expressly permitted
• Post or transmit content that is unlawful, defamatory, obscene, harassing, or otherwise objectionable
• Infringe the rights of others, including privacy and intellectual property rights

We may remove content or restrict access to the Service at any time if we believe it violates these Terms or is otherwise harmful.

7. Content and Intellectual Property

The Service and all associated content, text, graphics, logos, software, designs, features, and other materials are owned by or licensed to us and are protected by applicable intellectual property laws.

Except as expressly allowed by us in writing, you may not:

• Copy
• Reproduce
• Distribute
• Modify
• Create derivative works from
• Publicly display
• Publicly perform
• Reverse engineer
• Decompile
• Exploit

Any part of the Service or its content.

8. User Submissions

If you submit content to us, you grant us a non-exclusive, worldwide, royalty-free, transferable, sublicensable license to use, reproduce, display, distribute, modify, and create derivative works from that content solely to operate, improve, and promote the Service.

You represent and warrant that:

• You have the rights necessary to submit the content
• Your submission does not infringe any third-party rights
• Your submission complies with applicable law and these Terms

9. Third-Party Links and Services

The Service may contain links to third-party websites, services, content, or advertisements. We do not control and are not responsible for third-party sites, products, services, or content. Accessing third-party services is at your own risk.

10. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason or no reason, including if we believe you have violated these Terms or applicable law.

11. Disclaimer of Warranties

The Service and all content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, availability, or security.

We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

12. Limitation of Liability

To the maximum extent permitted by law, ML Unified Services LLC and its officers, members, managers, employees, agents, contractors, licensors, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, data, goodwill, or business interruption, arising out of or related to your use of or inability to use the Service.

To the maximum extent permitted by law, our total liability for any claim arising out of or relating to the Service will not exceed the greater of:

• The amount you paid us for the Service in the 12 months before the claim arose
• One hundred U.S. dollars (US $100)

13. Indemnification

You agree to indemnify, defend, and hold harmless ML Unified Services LLC and its officers, members, managers, employees, agents, contractors, licensors, and affiliates from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or related to:

• Your use of the Service
• Your violation of these Terms
• Your violation of any law or third-party right
• Content you submit

14. Governing Law and Venue

These Terms and any dispute arising out of or relating to them or the Service will be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

You agree that any legal action or proceeding arising out of or relating to these Terms or the Service shall be brought exclusively in the state or federal courts located in Alameda County, California, and you consent to the personal jurisdiction of those courts.

15. Changes to These Terms

We may update these Terms from time to time. If we do, the revised Terms will be posted on this page with an updated "Last Updated" date. Your continued use of the Service after the revised Terms become effective means that you accept the changes.

16. Contact Us

If you have questions about these Terms, contact us at:

support@mlstats.net

Company: ML Unified Services LLC
Website: mlstats.net