Home Move Calculator
Compare the financial impact of staying in your current home versus selling and purchasing another home.
Educational scenario only. Actual sale proceeds, taxes, financing, expenses, property values, and investment returns may differ materially.
Results
Move summary
Transaction SummarySale proceeds and move-funding details
Home Sale Tax EstimateFederal estimate and gain details
Home-sale tax rules depend on individual circumstances. This educational estimate covers federal tax only. State income tax on the home-sale gain is not included and may apply.
Monthly Cost Comparison
| Monthly Cost | Stay | Move | Difference |
|---|
Property tax, insurance, utilities, HOA, and maintenance inflate at the selected housing-cost rate. Fixed mortgage P&I does not inflate and stops at payoff.
Equity & Modeled Housing-Related Net Worth
Modeled Housing-Related Net Worth includes home equity, the signed non-home capital balance, and accumulated compounded housing-cost differences. It is not total net worth.
Stay
Move
Housing-Related Net Worth Difference
—Charts
Home Equity Over Time
Modeled Housing-Related Net Worth
Educational estimate only. The modeled difference is not a recommendation to move or stay. Verify transaction, tax, insurance, financing, and property assumptions with qualified professionals.