Sequence Of Returns

Three retirees start with the same portfolio and withdrawal plan, but retire in different market years.
The chart shows how timing alone can change the path and ending value.

Educational estimates only. Results use historical quote data and model assumptions, not guarantees or advice. Review the Investment Disclaimer.

Scenario

Initial Portfolio --
Monthly Withdrawal --
Inflation --
Allocation --
Defensive Return --
Data Range --

Chart

Retiree Results
Retiree Retirement Date Starting Value Ending Value Total Shortfall